There are 5 factors that affects credit score.
1. Closing old credit cards
2. Multiple inquiries in a short time
3. Utilization ratio
4. Delay in credit card payments
5. Errors beyond your control.
Your credit score is a big deal, so be educated, be smart (don’t go crazy applying for unnecessary credit cards and pay the ones you have on time). If you do have a less-than-stellar credit score, don’t despair: There are still some travel reward cards that you could get approved for while working to improve that number.
Keep in mind that several credit cards offer your credit score for free, and you can get a free credit report every 12 months from @ndccredit Above all, make sure you pay attention at all times!
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Selamat Hari Raya Idul Adha 1439 H 😇😇 Semoga kita bisa meneladani keikhlasan dan ketaatan Nabi Ibrahim as kepada Allah SWT..
Keikhlasan berkorban untuk sesama,
Ketaatan dan keikhlasan melaksanakan seluruh perintah Allah swt.
khusus hari ini kita open dari jam 12 siang sampai 10 malem ya sobat kweekers 💪
Two whole months, and every single one of those days I’ve fallen more and more in love with you. Two months of being able to call myself the luckiest girl alive. It may be a short amount of time, but it’s been the best two months of my life. You mean so much to me, Terrence. I wish I could physically tell you. But for now I’m thankful for just being able to talk to you. You’re such a blessing in my life and I’m so lucky for that. You’re my reason to wake up everyday. My reason to smile everyday. Just talking to you makes me happy, regardless if it’s about our pasts or just hyping each other up, I love those little things. They’re amazing, and so are you. I could even ask for anyone better. You’re all I hoped for and wanted but more. You exceeded what I wanted and you have no clue on how much it impacts me. I literally feeling like I’m invincible just because I know I have you. I love you so much, Terrence, and nothing will ever change that. The bond we’ve formed is so strong, nothing can break it. It’s been proven many times, through the ups and downs, it’s still there. Stronger than ever, and honestly it’s amazing to know that. The fact that you will always try to save it, if I’m being stubborn which is rare because like I’m not stubborn 💀 Anywaysssss, you’re amazing. And perfect. Like wowowowowosoeosow. Look at what I cuffed. A whole cutie. Best quality though, you’re you and I can be me. You don’t care. That’s what makes you stand out the most. Once again, I love you so much. 💙💘💘💕💛💗💛🔐💝💞💜❤️💙💛❣️❤️💛💖💓🖤🖤💝💚💝💗❤️💖💗💝❤️🧡💙❣️🧡💙💞💗💖❤️💚💙💜💞💚💖❣️❣️💞💚❤️💙🧡💞💝❤️💝❤️💞❤️💖🧡💘💚💙💗💞💙💝💝💞💖